Wellness Portal

Virgin Pulse – Points

How many points do I have to earn?

To qualify for the Accelerate Plan, the employee and covered spouse both must earn 10,000 points.

Who has to earn these points?

The employee and covered spouse have to both earn 10,000 points in order to qualify for the Accelerate Plan.

Covered dependents are not required to earn any points.

Primary Benefits

Employee Assistance Program

The Employee Assistance Program is provided at no charge to employees, spouses, or dependents covered by Group Basic Life Insurance.

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Group Basic Life

Active full-time employees, their spouses, and dependents are eligible as defined in the North American Division Working Policy.

Each employee has:

  • $100,000 of coverage for employee
  • $50,000 for spouse
  • $10,000 for each dependent child
  • $750 for stillborn child

Group Life Insurance includes funeral planning assistance services. Download the flyer to learn more. Everest Funeral Planning Services English  | Spanish

Contact your human resources department to file claims for this coverage at hr@kytn.net

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Long Term Disability

The Long Term Disability requires a minimum of 35 hours per week. This benefit is provided to eligible employees by your employer.

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Travel Assistance

This service is provided at no charge to employees, spouses, or dependents covered by Group Basic Life Insurance.

When traveling more than 100 miles, VOYA Travel Assistance offers you and your dependents four types of services:

  • Pre-Trip Information
  • Emergency Personal Services
  • Medical Assistance Services
  • Emergency Transportation Services

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Worker’s Compensation

Anyone employed by a Seventh-day Adventist Church organization is eligible for Workers’ Compensation.

Contact hr@kytn.net to place a claim.

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Voluntary Benefits

Accident Insurance

If eligible, you can purchase this coverage for you and your family members.  With Accident insurance, you’ll receive payment(s) associated with a covered injury and related services.  You can use the payment in any way you choose – from expenses not covered by your major medical plan to day-to-day costs of living.

Accident Insurance Benefit Highlights

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Accidental Death and Dismemberment

If eligible, you can purchase coverage in the following amounts as requested by you and approved by VOYA:

    • $10,000 to $500,000 for the employee
    • 100% or less of the employee amount for spouse
    • $10,000 to $25,000 each for dependent children

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Additional Benefits – Benefits Brochure
Critical Illness Insurance

If eligible, you can purchase coverage amounts at $10,000 or $20,000 amounts.  Critical illness insurance can provide a lump-sum benefit upon diagnosis that can be used however you choose – from expenses related to treatment, deductibles or day-to-day costs of living.

Critical Illness Benefit Highlights

DisabilityFLEX

If eligible, you can purchase coverage in increments of $100, not to exceed 60% of your weekly earnings.  If you are unable to work for a period of time due to a non-work-related condition, illness or injury, short term disability insurance offers financial protection by paying you a portion of your earnings.

Flexible Spending Account

Medical Flexible Spending Accounts (FSA) allows you to set aside pre-tax dollars to pay for medical costs and dependent care costs.

Find out what products and services are FSA elgibile here: https://www.flores-associates.com/EligibilityList.html
Watch these videos to learn more about:

Medical – https://vimeo.com/155689884     

  • Co-pays & Co-insurance
  • Prescription expenses
  • Prescribed over-the-counter items
  • Deductibles

Dependent Care – https://vimeo.com/156761179

  • Pre-school
  • Daycare

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Hospital Indemnity

If eligible, you can purchase this coverage for you and your family members.  Hospital indemnity insurance pays a cash benefit if you or an insured dependent (spouse or child) are confined in a hospital for a covered illness or injury.  The benefit is paid in lump sum amounts to you and can help offset expenses that primary health insurance doesn’t cover (deductibles, co-insurance amounts or co-pays), or benefits can be used for any non-medical expenses (housing costs, groceries, car, etc.).

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Supplemental Life Insurance

If eligible, you may purchase coverage from $10,000 up to $750,000 in increments of $10,000 as approved by Voya.

  • Employee:  Coverage not to exceed the lesser of 7X annual earnings or $750,000.
  • Spouse: Eligible for amounts from $10,000 to $250,000 (not to exceed 100 percent of employee election).
  • Dependents: Eligible for amounts from $1,000 to $25,000 (not to exceed 100 percent of employee election).

Additional Information